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個人民事再生手続きの流れとは？
個人民事再生手続きでは、裁判所から再生計画の認可決定を得ることが目的となります。
[btn_s color=”green” corner=”r” url=”#”]申立て[/btn_s]
[btn_s color=”green” corner=”r” url=”#”]開始決定[/btn_s]
[btn_s color=”green” corner=”r” url=”#”]債権額の調査確定[/btn_s]
[btn_s color=”green” corner=”r” url=”#”]債務者の財産調査[/btn_s]
[btn_s color=”green” corner=”r” url=”#”]再生計画案の作成、提出[/btn_s]
[btn_s color=”green” corner=”r” url=”#”]債権者の書面決議または意見聴収[/btn_s]
[btn_s color=”green” corner=”r” url=”#”]認可決定[/btn_s]
この決定が確定すれば、一般再生債権は大きく圧縮されるし、再生計画に基づいて住宅ローンを返済していけば、住宅を手放さずにすむということになります。